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Beginning in 1817, BMO Financial Group (NYSE, TSX: BMO) ÃÉÌØÀû¶ûÒøÐнðÈÚ¼¯ÍÅ is one of the largest financial services providers in North America. With average assets of $268 billion Canadian dollars as at January 31, 2005 and more than 34,000 employees, BMO provides a broad range of retail banking, wealth management and investment banking products and solutions. BMO serves clients across Canada and in the United States through its Canadian retail arm BMO Bank of Montreal, Chicago-based Harris Bank, a major U.S. mid-west financial services organization which also has wealth management offices and branches across the United States and BMO Nesbitt Burns, one of North America's leading full-service investment firms.

The BMO Financial Group is made up of three client groups:

Personal and Commercial Client Group (PCCG) §t
Private Client Group (PCG) §t
Investment Banking Group (IBG)
The History of Bank of Montreal

Bank of Montreal, Canada's first chartered bank, opened for business on November 3, 1817. It provided Canada's first sound and plentiful currency and has played a major and continuing role in the development of the country, taking part in the financing of the first transcontinental railway in the 1880s. The Bank took part in the creation of Canadian Confederation in 1867, and served as Canada's central bank until 1935. The first Canadian bank to open branches abroad, it has long been active in markets in Europe, Latin America, and East Asia as well as in the United States. Today it continues as one of Canada¡¯s pre-eminent financial institutions and a significant presence in United States and world markets.

For more information, please visit our web site at www.bmo.com

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